Terms of Service

Last Updated: 07-23-2025

Welcome to Phifer Consulting INC. (the "Website"). These Terms of Service ("Terms") govern your access to and use of the Website, including any content, functionality, and services offered on or through the Website. Please read these Terms carefully before using the Website.

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Website.

1. Eligibility

You must be at least 18 years old to use the Website. By using the Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

2. User Accounts

To access certain features of the Website, you may need to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary. You are responsible for safeguarding your password and for any activities or actions that occur under your account.

3. Intellectual Property

The Website and its original content, features, and functionality are owned by [Your Company Name] and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not modify, reproduce, distribute, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as permitted by these Terms.

4. User Content

You may be able to post, upload, or submit content to the Website ("User Content"). You retain ownership of your User Content, but by submitting it, you grant Phifer Consulting INC. a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, distribute, modify, adapt, publicly perform, publicly display, and otherwise exploit the User Content in connection with the Website.

You represent and warrant that you own or have the necessary rights to your User Content and that it does not violate any third-party rights or applicable laws.

5. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

  • Violating any applicable laws or regulations.

  • Infringing upon or violating our intellectual property rights or the intellectual property rights of others.

  • Harassing, abusing, or harming another person.

  • Transmitting spam, viruses, or any code of a destructive nature.

  • Interfering with the security features of the Website.

  • Using the Website for any illegal or unauthorized purpose.

6. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use the Website will cease immediately.

7. Disclaimer of Warranties

The Website is provided on an "AS IS" and "AS AVAILABLE" basis. [Your Company Name] makes no warranties, express or implied, regarding the Website, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Website will be uninterrupted, secure, or error-free.

8. Limitation of Liability

In no event shall [Your Company Name], its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Website; (ii) any conduct or content of any third party on the Website; (iii) any content obtained from the Website; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Jurisdiction, e.g., the State of California, United States], without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any significant changes by posting the new Terms on the Website. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

11. Contact Us

If you have any questions about these Terms, please contact us at james@phiferconsulting.net.